News Highlights
The government’s flagship programme, the Pradhan Mantri Awas Yojana Gramin has a completion rate of 67.72% at the end of six years since it began in 2016.
In contrast, the urban version of the scheme, Pradhan Mantri Awas Yojan Urban is lagging behind with a 50% completion rate.
Reasons of lagging
- Delayed by Pandemic
- The completion rate for houses sanctioned before the COVID-19 pandemic stood around 80%.“
- The pandemic has sharply hit the completion rates in the PMAY-G scheme too
- Lack of clear data
- In urban areas, issues such as a lack of clear titles and other land documents tend to crop up. This further slowed down the pace.
- Centre withheld funds for the scheme in two States
- West Bengal government was repackaging the scheme as the “Bangla Awas Yojana”.
- Funds for Chhattisgarh were withheld because the State failed to provide its share of contribution for the scheme; the Centre pays 60% and the States have to bear 40% of the cost.
- States failed to implement the scheme
- Six States account for 70% of the target units — West Bengal, Madhya Pradesh, Bihar, Odisha, Uttar Pradesh and Chhattisgarh.
- Out of them only two States -Uttar Pradesh and West Bengal– have a completion rate above the national average.
Pradhan Mantri Awas Yojan Urban
- Pradhan Mantri Awas Yojana – Urban (PMAY-U), a flagship Mission of Government of India being implemented by Ministry of Housing and Urban Affairs (MoHUA), was launched on 25th June 2015.
- Mission addresses urban housing shortage among the EWS/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022
- Features:
- Houses under PMAY(U) have basic amenities like toilets, water supply, electricity and kitchen.
- Promotes women empowerment by providing the ownership of houses in the name of female members
- Preference given to differently abled persons, senior citizens, SCs, STs, OBCs, Minority, single women, transgender and other weaker & vulnerable sections of the society.
- Ensures dignified living
Pradhan Mantri Awas Yojana Gramin
- The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) was implemented by Ministry of Rural Development with the view to boost the “Housing for All” scheme.
- The main aim of the PMAY-G scheme is to provide pucca houses with some of the basic amenities.
- This scheme is meant for people who do not own a house and people who live in kutcha houses or houses which are severely damaged.
- Features
- The cost of the unit will be shared in a 60:40 ratio between the Central and State governments in plain areas, i.e., Rs.1.20 lakh of assistance for each unit.
- In the Himalayan states, northeastern states, and the Union Territory (UT) of Jammu & Kashmir, the ratio is 90:10 with up to Rs.1.30 lakh of assistance for each unit.
- 100% financing from the Centre for Union Territories including the UT of Ladakh.
- Beneficiaries are provided Rs.90.95 per day of unskilled labour from MGNREGA.
- Beneficiaries are identified using parameters from Socio-Economic and Caste Census (SECC) and verified by Gram Sabhas.
- Assistance for construction of toilets of up to Rs.12,000 to be provided under Swachh Bharat Mission-Gramin (SBM-G) in collaboration with MGNREGS or other schemes.
- Payments are made electronically directly to bank accounts or post office accounts that are linked to Aadhaar.
Pic Courtesy: The Hindu
Content Source: The Hindu